American Family Insurance

Property Field Adjuster (North Denver Metro, CO)

  • American Family Insurance
  • Remote
  • 2 months ago

Job Description

At American Family Insurance Claims Services (AFICS, Inc.), we're embarking on a transformation of our claims capabilities to put customers at the center of what we do best – protecting and restoring their dreams when they need us most. We're using our expertise, technology and new ways of working to reinvent one of America's largest industries—creating positive impact that empowers our customers, communities, and company to succeed. We are problem solvers who ask important questions and handle challenges big and small. Together, we change what's expected of insurance.

You will investigate and maintain property claims. You will determine liability, secure information, review coverages, arrange appraisals, and settles claims. You will work in the field and report to the Property Claim Manager and handle homeowner property field claims typically within 2 hours of your location. You must be located within proximity of North Denver Metro, Colorado area. A company fleet vehicle is provided with the position and there's an option to use the vehicle for personal use. In this primarily field/home-based role, you will spend 80% of your time (4+ days per week) working from home or in the field handling claims, typically within a 2-hour drive time radius.

Position Compensation Range:

$55,000.00 - $90,000.00

Pay Rate Type:

Salary

Compensation may vary based on the job level and your geographic work location. Relocation support is offered for eligible candidates.

Responsibilities:

  • Investigate origin and cause of claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel..
  • Identify complex issues and looks for assistance. Handle claims on a good faith basis.
  • Handle both 1st party and 3rd party claims under multiple policies types and numerous endorsements.
  • Conduct on-site inspections when needed, evaluates damages, and handles claim negotiations with insureds, claimants, attorneys, public adjusters.
  • Respond to customer inquiries, makes appropriate decisions and close file.
  • Interpret and determine policies, leases, by-laws, declarations, articles and contract coverages and applies to all parties for assigned losses.
  • Provide all parties with claim process and status; answer questions or redirect to other areas.

Specialized Knowledge & Skills Requirements:

  • Demonstrated experience providing customer-driven solutions or service.
  • Demonstrated experience handling 1st and 3rd party, multi-line claims across our operating territories, or other equivalent experience.
  • Demonstrated experience handling moderately complex claims, or other equivalent experience.
  • Solid knowledge of policies and endorsements related to casualty coverages, or other equivalent knowledge.
  • Solid understanding of each phase of the claim handling process, or other equivalent knowledge.

Licenses:

  • Valid driver's license required plus an acceptable driving record.
  • Obtain state specific property casualty claims licensing.

Travel Requirements:

  • Up to 10%.
  • Catastrophe duty up to 75% as applicable.

Physical Requirements:

  • Ascend or descend ladders, stairs, scaffolding, ramps, poles and the like. We may ask employee to visit areas that have a higher hazard than a typical office such as customer homes, body shops, or other locations.
  • Move self in different positions to accomplish tasks in different environments including tight and confined spaces. Adjusting or moving objects up to 50 pounds in all directions.

Working Conditions:

  • Low/high temperatures.
  • Outdoor elements such as precipitation and wind.
  • Noisy environments.
  • Hazardous conditions.
  • Poor ventilation.
  • Small and enclosed spaces.

Additional Preferred Qualifications:

  • Familiarity with Xactimate
  • One or more years property field claims experience
  • Construction, restoration, or mitigation experience

  • On occasion you may be asked to travel to an office location for in person engagement activities such as team meetings, training and culture events.
  • Offer to selected candidate will be made contingent on the results of applicable background checks
  • Offer to selected candidate is contingent on signing a non-disclosure agreement for proprietary information, trade secrets, and inventions
  • Our policy restricts consideration of applicants needing employment sponsorship (visa) to specialty occupations. Sponsorship will not be considered for this position
  • The candidate(s) selected for this role will be employed by AFICS, Inc. (American Family Insurance Claims Services, Inc.), an affiliate of American Family Mutual Insurance Company, S.I.

#LI-Hybrid

We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!

We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits.

We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.

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